Heritage Bank started as a small agricultural bank with limited dealings in the real estate lending area. As the area housing market grew, so did the bank's need to meet increasing demands for mortgage loans.

Over time, Heritage Bank has grown to become one of the area's leading providers of conventional, secondary market, and commercial real estate loans. Today, armed with a highly qualified lending staff and unsurpassed knowledge of the secondary market, Heritage Bank services $100 million in real estate loans. We offer a variety of options for borrowers, including FHA, VA, MHFA, Rural Development, First Time Home Buyers and more. We also provide a variety of online services, including a mortgage application, e-mail rate watch, calculators and rate charts.

Now, Heritage Bank is working with other lenders to offer these same "big bank" products and services within their own local community banks. If you're interested in finding out more about our mortgage lending program, contact Duaine Amundson at (320) 214-5507 or e-mail damundson@heritagebankna.com.